Stanbic IBTC Holdings Plc reported an 81.6 per cent increase in pre-tax profit to N552 billion for the year ended December 31, 2025, according to its unaudited financial results, up from N303.8 billion in 2024.
The performance was driven by strong growth in interest income, supported by higher loan volumes, elevated interest rates, and a decline in impairment charges on financial assets.
Profit after tax rose by 69 per cent to N380.8 billion, while earnings per share increased 38.5 per cent to N23.68, the bank’s highest level in six years.
Interest income grew 38.8 per cent to N787.05 billion, outpacing a 29.5 per cent rise in interest expense to N202.04 billion, lifting net interest income by 42.6 per cent to N585.01 billion.
Loans and advances expanded by 60 per cent to N3.84 trillion, while customer deposits rose 45 per cent to N4.37 trillion, reflecting strong balance sheet growth.
Total assets increased by 24.7 per cent to N8.62 trillion, and shareholders’ equity climbed 67.8 per cent to N1.12 trillion.
Non-interest income also improved, with fee and commission income rising 38.3 per cent to N257.77 billion, driven by higher digital and transaction volumes.
Stanbic IBTC paid an interim dividend of N2.50 per share for 2025, compared with N2.00 in the prior year.
The bank’s shares gained 74 per cent in 2025 to close at N100 and have advanced further to N108, representing an 8 per cent year-to-date gain.
